Guide
Self-Employed Deduction Checklist
Common deductions self-employed and 1099 filers often miss. Track these throughout the year — a human preparer decides what actually applies to you.
Common Schedule C expense categories
- Supplies, materials, and inventory
- Vehicle & mileage (keep a log)
- Phone & internet (business-use portion)
- Home office (if it qualifies)
- Software, subscriptions, and tools
- Advertising & marketing
- Contract labor (1099s you paid)
- Business insurance & licenses
- Professional fees (legal, accounting)
- Health insurance premiums (self-employed)
- Retirement contributions (SEP/Solo 401k)
Records to keep
- Receipts and invoices (photos are fine)
- Bank/credit statements for the business
- Mileage log with dates and purpose
- 1099-K and processor payout reports
What we won't do
We don't invent deductions or claim anything you can't support. A human preparer makes the final call based on your records and the rules — protecting you from notices later.
FAQ
Do I need an LLC to deduct expenses?
No — sole proprietors deduct ordinary, necessary business expenses on Schedule C. We'll confirm what applies.
Can I deduct my whole phone/car?
Usually only the business-use portion. That's exactly the kind of judgment a human preparer handles.
What about quarterly estimated taxes?
If you owe enough, you may need to pay quarterly. We can help you plan for it.
This guide is general information, not tax advice for your specific situation. A human preparer reviews your facts before any return is filed.